Business Overhead Expense Insurance
Designed to help businesses with owners/partners who actively generate income to pay ongoing fixed expenses - like salaries, rent, property taxes and utilities - in the event that a partner or owner becomes disabled and is unable to work.
Key Person Insurance
If a key member of your team passes away or becomes disabled, your bottom line may suffer in the short-term, and over the long-term, you may have to find a replacement or even shut down your business. Key person insurance can help ensure that the business will continue to provide a secure financial future.
Buy Sell Insurance
If your company's buy sell agreement requires that the other owners or partners purchase the deceased/disabled owner's interests, buy sell life or disability insurance is recommended as a safe and seamless tool to fund the buy-sell agreement.